The Bank has introduced Synd Swarojgar Credit Card (SSCC) Scheme for the benefit of small borrowers. The SSCC takes care of investments and working capital requirements of wide range of small borrowers especially in the non-farm and service sectors both in rural and urban areas.

Salient features of the Scheme :

Limit : The maximum limit under SSCC is Rs.50,000 per borrower as composite loan

Rate of Interest : PLR

Margin : Nil for Loans upto Rs.25,000 and 15% to 25% for loans above Rs.25,000

Validity : The limit is valid for five years

Insurance cover : The beneficiaries under the scheme are eligible for cover under Group Insurance Scheme