• Please click here to know Rates of Interest on Deposits, Loans and Fees at a Glance

• Please click here to know Domestic Deposit Interest Rates (latest)
• "Your Deposits are Insured with DICGC" Please click here to know more about Deposit Insurance
• Please take a print of Account Opening Form - Common for all types of Domestic Deposit accounts
• Non-resident (External) Rupee Accounts (NRE A/cs.) - For Interest Rates Click NRE A/c
• Foreign Currency Non-resident Accounts (FCNR(B) A/cs) - For Interest Rates Click FCNR (B)
• Interest rate on RFC (SB)

Rate of Interest applicable on renewal of overdue deposits

• The interest at the appropriate rate operative on the date of maturity of such overdue deposits, shall be payable on the amount of deposit so renewed, if the overdue deposit is renewed within 14 days from the date of maturity.The interest applicable on renewal of overdue shall be either the rate prevailing on the date of maturity or on the date of renewal, whichever is less where the overdue period exceeds 14 days from the date of maturity

Penalty for premature closure of deposits 

• Penalty at the flat rate of 1% shall be deducted from the applicable interest rate for the completed period on premature withdrawal of all Domestic / NRO Term Deposits accepted / renewed irrespective of the period completed by the deposit concerned

Penalty for premature renewal of term deposits

• Interest to be paid on premature renewal of Domestic Term Deposits at 0.50% below the rate applicable for the period the deposit has remained with the Bank or 0.50% below the contracted rate, whichever is lower.

• Please click below links for

1. Interest Rates on Loans - BPLR Linked
2. Interest Rates on Loans - Base Rate Linked